Automotive

Repair Costs After A Car Collision

Your car will suffer dents and scratches, besides other damage, when it gets involved in a collision. Once you have put it back together and it runs like it is new, will it look just as new? The least it must do is to look like it did before the accident and also run the same way.

If it does not, then it is probably due to a poor paint job. You can run your car safely without a proper paint job, but it will annoy you when you look at it, and can also lead to a quicker building of rust, when the paint is not applied properly.

Estimates and Totaled Vehicles

When your vehicle is taken to the repair shop, they will inspect the damage and give you an estimated cost for complete repairs. These estimates are never 100 percent accurate, and that is why they are called estimates, but it is necessary that they include the cost of repainting the damaged vehicle.

If the repair cost exceeds the value of the vehicle, it can be considered as totaled. This means that the cost of the repairs, including painting for returning the car to its original pre-accident condition, is higher than its value. Insurance companies will then recommend that you do not repair it.

What Insurance Pays For

It is important you understand your policy, so that you know the damage for which the insurance company will pay. We give below, an idea of what an insurance company will pay for.

If your idea of repainting the vehicle is just because of the general wear and tear, peeling and rust, an insurance company will not pay for this.

If you are at fault in an accident and collision damage is covered in your policy, the company will pay for exterior paint, but only for the areas that are damaged, and not the full vehicle.

If the accident is not your fault, the other party’s insurance company is required to pay for the damage. In case this party is not insured  or underinsured you can sue them in court, pay for it yourself, or claim it from your insurance company if your coverage includes uninsured or underinsured motorist cover, a cover that covers the cost of a paint job.

To pay for a paint job when damage has occurred due to non-collision, like weather or vandalism, you need to have a comprehensive insurance policy.

How Much Can Repainting a Vehicle Cost You?

Repainting a vehicle has never been cheap, especially if you are looking for a job that is well done. Costs can range from hundreds to even thousands of dollars. It can make significant changes to the estimated costs of repairs.

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